Benjamin Franklin once said, “Never put off until tomorrow what you can do today.” The same is true of retirement planning: start doing it today so you can be comfortable in your golden years. Retirement planning at any age can benefit from the expertise of a financial advisor. Learn how SGL Financial can help you reach your goals. New college graduates in their twenties rarely think about what their financial needs will be in their seventies. Most of them are […]

“Am I ready to retire?” is a question that millions of people ask themselves. Yet, for better or for worse, only some people will ever have a fully satisfactory answer. One of the reasons that retirement planning can be so difficult is future uncertainty. In addition to not knowing where the economy might be ten, twenty, or thirty years from now, it is almost impossible to forecast how long you will live or whether any unexpected expenses are likely to […]

  The time is nearly here. You’re about to tell the world you’re going to retire. Are you ready? This is a big moment, one of the biggest in your life. It’s also one you’ve been working your whole life towards. And, with such a big change looming on the horizon, it’s normal to start questioning and wondering if you’re really, in fact, ready for this to happen—both financially and mentally. The goal, however, is that you’re able to announce […]

  Thinking about creating a retirement plan? That’s an excellent idea. But wait… how do you do that? I mean, what’s really in a retirement plan, anyways? And, how do you even get started? At SGL Financial, we’re retirement planning experts. Building rock-solid retirement plans is what we do—all day, every day! In today’s article, let’s take a look at the steps that are required to successfully design a retirement plan that lasts throughout your retirement years. We’ll provide you […]

  The Abbreviation That Won’t Go Away Brexit! It stands for British Exit from the European Union (EU) which is due to happen on October 31, 2019. Well, it’s really been back in the news lately. But why, and what’s the big deal? As you know, I am an economist, so Brexit has particular intrigue to me. But, more importantly, as a financial planner, I believe it holds significant weight and importance in how it may impact the stock market, […]

  At SGL, we find that our clients, like most Americans, are trying to do their best with the money they have. They have various goals including: saving for or surviving retirement, dealing with home ownership (taxes, maintenance, downsizing, etc.), or paying down debt. Pitting those goals against the realities of jobs that don’t pay enough, inadequate retirement savings, rising health care costs, our predilection for wants vs. needs, etc., too many people fall prey to the old saying, “there’s more […]

  Knowing what risks you face can be important in every aspect of life. You know, for example, that when driving you face the risk of a car accident. What do you do to protect yourself? You wear your seat belt. When you head onto the lake to go boating or canoeing, you run the risk of falling in the water—so, you wear a life-jacket. The more you know about the risks you’re facing, the better prepared you’ll be to […]

  The “R” word for most folks is Retirement. With sudden losses in the stock market due to trade tensions with China, and a bunch of other national and global economic indicators that are softening, the market has once again taken a short dive to the negative, and a new “R” words is circulating—Recession. That’s a double whammy. Not only do you have to plan to make your money last through your lifetime, but now you have to make your […]

  At SGL Financial we take information security very seriously! As the Chief Compliance Officer I am responsible for overseeing our policies and procedures regarding how we handle our clients non-public personal information (i.e. social security number, account numbers, holdings, etc.). At our firm, we have established secure and encrypted client portals, we always verify client identities before discussing sensitive information via phone, and we are not allowed to take instructions received only via an e-mail or voice-mail message—among many […]