Your financial and life goals are likely different at 60 than they were in your 20s. If you’re nearing 60 or 70, switching financial gears into retirement requires you to know what investment options make the most sense for your financial situation. But how can you possibly know what to choose with all of the contradictory advice out there, especially where to invest in a bear market?  Yes, investing in your golden years requires a little more consideration of your […]

Do the impacts of a bear market on your investments have you puzzled about when and where to shuffle some of your assets? As a financial advisor in Buffalo Grove, IL, we are here to assist you with strategic asset allocation that accounts for current and future economic conditions. If you’re considering investing in anything right now, especially if it’s an investment vehicle like stocks, it’s in your best interest to take a look at all risk factors before jumping […]

Finding the right balance of anything in life can feel like a challenge, that is until you have plenty of practice and experience at something to get it just right. The same applies to asset allocation: the process of dividing your investments into different categories based on asset class, which requires rebalancing here and there.  A financial advisor with the credentials to help you manage risk and achieve a favorable return over time can be your best bet as a […]

When it comes to investing, there are endless options to select from depending on your tolerance for risk. If you’ve been going about it as a solo endeavor, now would be the time to work with financial professionals whose life work is dedicated to financial planning, investment selection, and wealth management. When trying to determine what to invest in and when, there are many moving pieces to consider these days.   If you’re looking for something that provides a balance […]

Inflation is one of the most pressing issues facing investors today. With rising interest rates and inflation still on the horizon, it’s more important than ever to protect your assets from the effects of rising prices. This can be done by investing in assets that are less vulnerable to inflation.  This article will cover various assets to become aware of that can help you hedge against inflation such as:  Government-issued treasury securities (TIPS) Real estate and real estate investment trusts […]

In the world of financial advice and wealth management, there are a few different types of advisors—some who are compensated in ways that you may find favorable and others that are not. If you are wondering: “How do financial advisors get paid?” understanding these compensation models can help you make an informed decision when choosing your advisor.   A financial advisor in Buffalo Grove, IL, at SGL is here to make sure you know what you are getting into before […]

Investment strategies are always a hot topic in the financial planning field. Investors want to know what their best options are, and advisors have to provide answers they can back up with research and logic. But how can an advisor help to mitigate volatility? And what should your personal asset allocation be? The answer lies in diversification, which we’ll explore in this article. By understanding the many reasons for volatility, you can then invest wisely to strive for your financial […]

Are you aware of where all of your money is invested? With so much information available about investing, you may wonder if you need to hire a financial advisor. The short answer: it depends on your willingness and ability to manage your investments yourself.  Asset allocation is a critical investment strategy that can be particularly confusing for novice investors. Not only does it require knowledge of various investment options, but also a detailed understanding of which investments are best suited […]

Did you know that a recent survey from the Bank of Omaha revealed that 46% of Americans have less than $15,000 saved for retirement? It’s a simple fact that during turbulent times in the economy, investing in the future tends to take a back seat. However, leaving that money in savings during a period of high inflation means it’s losing value.  Investing it almost anywhere else is a far better option.  Retirement planning is an absolute necessity, but can be […]