Our 2 Cents – Episode #149 Demystifying RMDs – The Basics to Know On today’s episode of the Our 2 Cents podcast, Steve and Gabriel are talking about the world of Required Minimum Distributions (RMDs). They’re here to help you understand the reasons behind the mandatory withdrawals from your retirement savings, strategies to avoid major tax issues, and why it is so important to plan in advance for them. Gabriel’s Quotes of the Month: “You’re never too old to set […]

Our 2 Cents – Episode #148 Revealing Retirement Plan Frustration We’re kicking off today’s show a little differently with Getting to Know Steve and Gabriel questions first! Then they’re discussing some challenges and frustrations they’ve heard from potential clients regarding their plans or their investments. Getting to Know Steve and Gabriel: What was your favorite TV show as a kid? If you could pick any Olympic sport to participate in, what would you choose? Revealing Retirement Plan Frustrations: My portfolio […]

Our 2 Cents – Episode #147 No Regrets! Don’t Make These Estate Planning Mistakes We’ve got a great show for you this week! Steve and Gabriel share some common estate planning mistakes and what you can do to avoid them. This episode is an important one for anyone who wants to leave a legacy free from regret or legal turmoil. Click a link below to listen in now! No Regrets! Don’t Make These Estate Planning Mistakes: Failing to plan for […]

Our 2 Cents – Episode #146 Part 2: Financial Tension Between Couples Steve and Gabriel are wrapping up their discussion on the kinds of financial stresses couples can face, and how to work your way through them together. Plus, they’re sharing some financial tidbits that have been making their way through the headlines recently. Part 2: Financial Tension Between Couples: A deeper dive into some sources of debate among couples. Gabriel and Steve share some of more common ones they […]

Our 2 Cents – Episode #145 Resolving Financial Tension Between Couples On the show for you today, Steve and Gabriel are discussing sources of financial stress that couples face throughout their lives and, more specifically, in retirement. They’ll share ways they’ve helped clients better communicate and get back on the same wavelength. Then they tackle two questions from our listeners. Resolving Financial Tension Between Couples: Budgeting – agreeing on how much to spend Risk tolerance – how aggressive or conservative […]

Our 2 Cents – Episode #144 Mastering Your Retirement Income Planning On today’s episode of Our 2 Cents, we’re focusing on 5 key steps of income planning in retirement. In order to develop a proper plan for your retirement income, these are some of the first steps to follow to begin taking charge of your retirement cash flow. Mastering Your Retirement Income Planning: Step 1: Accurate budgeting is at the core of income planning Step 2: Visualize your future and […]

Our 2 Cents – Episode #143 Winning Your Financial Independence In the spirit of July 4th, we’re tackling the concept of Financial Independence on this week’s episode of Our 2 Cents. We’re sharing what some people strive to be independent from in retirement and how achieving these freedoms can lead to better peace-of-mind during your golden years. Winning Your Financial Independence: Independence from depending on family Independence from creditors and debt Independence from employment or the need to work Independence from worrying […]

Our 2 Cents – Episode #142 Are You Guilty of Bad Money Habits? On the Our 2 Cents podcast this week, hosts Steve and Gabriel Lewit are discussing the kind of impact bad money habits can have on someone’s financial life. Plus, they’re answering some more ‘Getting to Know You’ questions. Tune in now for the fun! Bad Money Habits: Procrastinating financial decisions that need to be made. Investing emotionally instead of analytically. Living beyond your means and not willing […]

Our 2 Cents – Episode #141 A Retirement Burden for Gen X Money habits tend to differ with each generation, and it seems Gen X is having a more difficult time planning for retirement than their elders. Steve and Gabriel are breaking down some retirement statistics about Gen X, talking about the debt ceiling bill, and much more on Our 2 Cents. Debt Crisis Averted: A quick rundown of the bill that was signed by President Biden. The concessions made […]