Our 2 Cents – Episode #131 Understanding Investor Personalities – Part 1 Have you ever noticed certain personality traits in yourself when it comes to your financial matters? In Part 1 of a 2-part series, Steve and Gabriel explore the world of investor personality types and how, as advisors, they’ve learned to work with and help all kinds of investors. Understanding Investor Personalities: The Burned One: When trusting just doesn’t come very easily to you anymore. The Do-It-Yourselfer: When you’ve got […]

Our 2 Cents – Episode #130 Spring Cleaning for Your Finances It’s the first week of March and we have spring fever on the Our 2 Cents podcast! Today, Steve and Gabriel are sharing some spring cleaning tips for your finances and diving a bit deeper into asset allocation. Plus, we have a couple other fun segments on the show, too! Gabriel’s Quote Picks of the Month: “The best way to teach kids about taxes is by eating 30% of […]

Our 2 Cents – Episode #129 The Monte Carlo Part 2: Different Income Planning Ideas Continuing from last week’s conversation about Monte Carlo simulations, we’re sharing our preferred income planning techniques and why we feel they provide enhanced benefits, both financially and emotionally. But first, we’re flipping the script and starting the show with listener questions! Listener Questions: “I’ve talked to a financial advisor and I like him a lot. But how do you know if someone is trustworthy or […]

Our 2 Cents – Episode #128 This ‘Lazy Way’ of Financial Planning Should Be Banned Today we’re poking holes in a common financial planning strategy called a Monte Carlo and explaining why we don’t consider it to be a reliable planning technique. Then, we are giving you 5 ways to keep feeling young throughout your retirement years. This ‘Lazy Way’ of Financial Planning Should Be Banned: What is a Monte Carlo simulation and how are the results generated? What factors […]

Our 2 Cents – Episode #127 Medicare 101 + A Bit of Some Fun Healthcare in retirement is complex, so on today’s episode we’re breaking down parts A, B, C and D of Medicare. Plus, the guys are sharing their interpretations of some quotes Steve gathered for us and then answering some “Get to Know Us” questions. Medicare 101 – The A, B, C, D’s of it All: Answering key questions about Medicare from signing up, what it covers, and […]

Our 2 Cents – Episode #126 How Long Will $1 Million Last? On today’s episode of Our 2 Cents, your hosts Steve and Gabriel Lewit are sharing the top 10 states where $1 million in retirement might not last you as long as you need. Then they’re discussing the latest IRS scams you’ll want to be able to spot so you can protect yourself this tax season. How Long Will $1 Million Last?: Recent data shows retiring with $1 million […]

Our 2 Cents – Episode #125 The Debt Ceiling & A New Year Planning Checklist We have a great retirement planning assessment / checklist for you to kick off the new year on today’s podcast episode! But before we dive into that, we’re discussing the debt ceiling which was on track to be reached Thursday, and what that can mean for the U.S. economy going forward. The Looming Debt Ceiling: Why the debt is continuing to climb to this limit. […]

Our 2 Cents – Episode #124 4 Retirement Numbers Savers Should Know Welcome to the first episode of the Our 2 Cents podcast for 2023! We’re excited to kick off our show with some exciting new topics. First, we’re sharing four numbers to keep in mind as you plan ahead for the new year. Then we’re looking at what retiring with $1 million could look like, and we round out the show with a couple listener questions. 4 Retirement Numbers […]

Our 2 Cents – Episode #123 The Financial Truths in Grandma’s Wisdom Tesla stock has received quite a hit this year and we’re diving into all the stats. Next, we look back on market forecasts from the start of 2022 to see how right or wrong they were. We wrap up the show with some insight into Secure 2.0 and the ways it will impact retirement planning. The Non-Stop Tanking of TSLA: Staggering stats on Tesla’s stock price and YTD […]